Tennessee Real Estate Transfer Tax (2026)
Tennessee's real estate transfer tax is 0.37% ($0.37/$100), which comes to about $1,480 on a $400,000 home. It's customarily paid by the buyer and collected at closing when the deed is recorded. A recordation tax based on the greater of price or value; customarily paid by the buyer.
Verified July 2026 from official sources. How we verify fees.
The transfer tax in Tennessee
- Rate: 0.37% ($0.37/$100)
- On a $400,000 home: ~$1,480 (state-level)
- Who customarily pays: Buyer
- Local county/city add-on: No
Good to know
A recordation tax based on the greater of price or value; customarily paid by the buyer. The transfer tax is paid once, at closing, when the deed is recorded — it's separate from your annual property tax. Compare every state on our transfer tax by state ranking.
Frequently asked questions
How much is the real estate transfer tax in Tennessee?
0.37% ($0.37/$100) — about $1,480 on a $400,000 home.
Who pays the transfer tax in Tennessee?
By custom, the buyer pays it, though it's usually negotiable in the purchase contract.
Does Tennessee have local (city or county) transfer taxes?
No — Tennessee has no meaningful local transfer tax; the state figure is the whole story.