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Alabama Real Estate Transfer Tax (2026)

Alabama's real estate transfer tax is 0.10% ($0.50/$500), which comes to about $400 on a $400,000 home. It's customarily paid by the split / negotiable and collected at closing when the deed is recorded. A low-cost "deed tax"; split state/county, no meaningful local add-on.

Verified July 2026 from official sources. How we verify fees.

The transfer tax in Alabama

  • Rate: 0.10% ($0.50/$500)
  • On a $400,000 home: ~$400 (state-level)
  • Who customarily pays: Split / negotiable
  • Local county/city add-on: No

Good to know

A low-cost "deed tax"; split state/county, no meaningful local add-on. The transfer tax is paid once, at closing, when the deed is recorded — it's separate from your annual property tax. Compare every state on our transfer tax by state ranking.

Frequently asked questions

How much is the real estate transfer tax in Alabama?

0.10% ($0.50/$500) — about $400 on a $400,000 home.

Who pays the transfer tax in Alabama?

By custom, the split / negotiable, though it's usually negotiable in the purchase contract.

Does Alabama have local (city or county) transfer taxes?

No — Alabama has no meaningful local transfer tax; the state figure is the whole story.

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